For 2025, the FHA loan limits in Mayfair county, within Fresno, CA, are as follows: for a single-family home, the limit is $472,030; for a duplex, it's $604,400; for a triplex, $730,525; and for a four-unit property, the limit is $907,900.
In terms of conventional loans, the maximum available for a single-family residence is $726,200. For two-unit residences, the limit is $929,850; for triplexes, it is $1,123,900; and for four-unit homes, the limit stands at $1,396,800.
Utilize our FHA calculator to explore today’s leading FHA rates and identify the necessary down payment, income, credit standards, reserves, and documentation required for qualification.
The Lendersa® calculator allows you to compare the rates and terms of FHA loans against an array of other loan programs. Consider different options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans when evaluating alongside FHA.
Lendersa® efficiently gathers and processes information from thousands of lenders to match it with your specific financial profile, delivering quick and personalized comparisons.
The Loan Limits Comparison Table for 2025 in Mayfair county, part of Fresno, CA, provides a comprehensive view of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Comparing qualification criteria such as income, reserves, and credit is simplified using the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for complete understanding.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $405,000 | $405,000 | $405,000 | $405,000 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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