In 2026, the FHA loan limits in Grover-Beach county of San Luis Obispo, CA are set at $701,500 for a single-family home, $898,050 for 2-units, $1,085,550 for 3-units, and $1,349,050 for 4-unit properties.
The maximum amount for conventional loans on single-family residences reaches $701,500, $898,050 for homes with 2-units, $1,085,550 for 3-units, and $1,349,050 for 4-units.
Use our FHA calculator to explore today’s best FHA rates and determine the required downpayment, income, credit, reserves, and documents needed to qualify.
The Lendersa® calculator lets you compare the rates and terms of FHA loans with other program options. Investigate and compare choices like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans along with FHA possibilities.
Lendersa® draws loan data from thousands of lenders, enabling swift comparisons matched to your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in Grover-Beach county of San Luis Obispo, CA helps discover maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Consider using the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate qualification requirements such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $701,500 | $898,050 | $1,085,550 | $1,349,050 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $701,500 | $898,050 | $1,085,550 | $1,349,050 |
| USDA | $561,200 | $561,200 | $561,200 | $561,200 |
| VA | $701,500 | $898,050 | $1,085,550 | $1,349,050 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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