For 2026, the FHA loan limits set for Pismo-Beach county in San Luis Obispo, CA are: - $701,500 for a single-family home, - $898,050 for 2-unit properties, - $1,085,550 for 3-unit residences, - and $1,349,050 for 4-unit homes.
When it comes to conventional loans, the maximum amounts allowed are: - $701,500 for single-family homes, - $898,050 for homes with 2 units, - $1,085,550 for 3-unit properties, - $1,349,050 for 4-unit dwellings.
Use our FHA calculator to identify today’s prime FHA rates and assess elements like downpayment, income, credit, reserves, and required documentation for qualification.
The Lendersa® calculator gives you the ability to compare FHA rates and terms with various other loan programs. Delve into comparisons among Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA options.
Lendersa® collects a vast array of loan program data from thousands of lenders and rapidly compares it against your distinct financial profile and needs.
Refer to the Loan Limits Comparison Table for 2026 in Pismo-Beach county of San Luis Obispo, CA to examine maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For evaluating qualification standards such as income, reserves, and credit, the Lendersa® Super Loan Integrated Qualifier (SLIQ™) is available for thorough assessment.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $701,500 | $898,050 | $1,085,550 | $1,349,050 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $701,500 | $898,050 | $1,085,550 | $1,349,050 |
| USDA | $561,200 | $561,200 | $561,200 | $561,200 |
| VA | $701,500 | $898,050 | $1,085,550 | $1,349,050 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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