2023 FHA (Government Loans) Limits for Gustine, Merced County, California

In 2024, FHA loan limit in Gustine county of Merced, California is $472,030 for a single-family home, $604,400 for 2-units, $730,525 for 3-units, and $907,900 for 4-units.

The maximum loan amount of conventional loans on a single-family residence is $726,200, $929,850 for 2-units, $1,123,900 for 3-units, and $1,396,800 for 4-units.

Use our FHA calculator to see today’s FHA best rates and determine the downpayment, Income, credit, reserves, and documents needed to qualify.

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Loan Limits Comparison Table for 2024 in Gustine county of Merced, California compare FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To compare qualification requirements such as Income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™)

Loan limits Gustine county of Merced, CA

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $341,900 $341,900 $341,900 $341,900
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • RSI Financial Services
  • 31726 Rancho Viejo Road, Suite 209, San Juan Capistrano, CA, 92675
  • RSI Financial Services is a direct lender and mortgage broker headquartered in San Juan Capistrano, California. Founded in 2003, RSI Financial Services provides a range of home loan options for buying and refinancing. Our experienced loan professionals are dedicated to helping you through the loan process
  • Hybrid Agent Group Inc.
  • 31910 Del Obispo Street, Suite 100, San Juan Capistrano, CA, 92675
  • Hybrid Agents in our brokering platform can choose from many different lending sources to give consumers the best available product, rates, cost, and service. We partner with some of the most competitive investors in the industry. Hybrid Agents practicing lending and real estate use a fully integrated
  • Linear Home Loans Inc.
  • 30220 Rancho Viejo Road, Suite E, San Juan Capistrano, CA, 92675
  • Linear Home Loans was founded in 2008 on the principles of fair and ethical lending, with a customer-centric strategy to deliver great service and competitive rates.We strive to provide only the best customer service as it is our goal to make sure every client of ours has a positive mortgage experience.
  • TMG Realty
  • 31726 Rancho Viejo Road, Suite 205, San Juan Capistrano, CA, 92675
  • TMG Home Loans, we treat each customer as an individual, not a number. We don’t place you into a loan profile formula created by the banking industry. We use “common sense” and will help you obtain the best loan possible. We are a Direct Lender with out own in-house processing and fulfilment.
  • So Cal VA Homes
  • 30448 Rancho Viejo Road, Suite 120, San Juan Capistrano, CA, 92675
  • "Introducing, a one of a kind new program exclusively for Active Military and Veterans, it occurred to us that there must be a better way for “VA folks” just like you to BUY your ultimate home! Your VA loan benefit is a very powerful tool, but it falls desperately short when it comes to paying for everything to actually finish the home"
  • Isosceles Mortgage
  • 1656 Hibiscus Ct, Beaumont, CA, 92223
  • At Isosceles Mortgage. We are a full-service mortgage company based in Beaumont, CA. We specialize in Refi and Purchase Mortgage Loans in Beaumont. We also serve the surrounding cities in Riverside County. Whether you are buying a home or refinancing in any of these zip codes: 92223, 92320, 92373,
  • Sceptre Mortgage
  • 3111 Beaumont Blvd, Beaumont, CA, 92223
  • Sceptre Mortgage is a Mortgage Brokerage which means we have relationships with multiple lenders that are standing in line to help our customers reach their goals. By having these relationships, Sceptre Mortgage can offer you the most competitive rates available. We believe that everyone should Rule their domain.
  • Clear Lending Solutions Inc
  • 1715 Boysen Way, Beaumont, CA, 92223
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Lucid Financial
  • 11220 Casper Cove, Beaumont, CA, 92223
  • "We specialize in Residential, Multi Family, and Commercial Loans. Whether you are purchasing, selling, or refinancing, I put my experience to work for you. I look forward to the opportunity to demonstrate the benefits of my service. I specialize in first-time buyer programs. including FHA, VA, Conventional, Construction loans, Hard money"
  • Maximum Mortgage & Real Estate Inc.
  • 18301 Collier Avenue, Suite B, Lake Elsinore, CA, 92530
  • Maximum Mortgage & Real Estate Inc Full Service Real Estate, Mortgage and Property Management firm. We truly enjoy what we do and constantly look for ways to become better. We take pride in serving the community we live in and love the rich history and culture that North San Diego offers.
  • 1st American Funding
  • PO Box 7537, Capo Beach, CA, 92624
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.