In 2026, FHA loan limits in Newman county, Stanislaus, CA are $517,500 for single-family homes, $662,500 for 2-unit properties, $800,800 for 3-units, and $995,200 for 4-units.
Conventional loan maximums are $726,200 for a single-family home, $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four units.
See today’s best FHA rates using our FHA calculator, and determine necessary downpayments, income, credit, reserves, and documents.
Use Lendersa® to compare FHA rates and terms with other loan types like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® provides data from thousands of lenders to align with your profile rapidly.
Our 2026 Loan Limits Comparison Table shows maximums for FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For requirements like income and credit, try Lendersa®'s SLIQ™.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $517,500 | $662,500 | $800,800 | $995,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $412,000 | $412,000 | $412,000 | $412,000 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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