For the year 2026, the FHA loan limit in the county of Hermosa-Beach within Los Angeles, located in CA, is specified as $822,375 for a single-family home. For a two-unit property, it stands at $1,053,000, while three-unit homes see a limit of $1,272,750, and four-unit homes are capped at $1,581,750.
When it comes to conventional loans, the upper limit for a single-family residence is $822,375. For two-unit homes, the limit extends to $1,053,000, rises to $1,272,750 for those with three units, and peaks at $1,581,750 for four-unit homes.
To find today's best FHA rates and understand the downpayment, income, credit, reserves, and documentation necessary for qualification, please use our FHA calculator.
Using the Lendersa® calculator, you can evaluate FHA rates and terms in contrast with those from other lending programs. This includes conducting comparisons of Conventional loans, Jumbo loans, VA loans, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® compiles loan program data from numerous lenders and swiftly matches this against your specific financial profile to cater to your individual needs.
The Loan Limits Comparison Table for 2026 in Hermosa-Beach county within Los Angeles, CA lets you compare the maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For a deeper dive into qualification criteria such as income, reserves, and credit, leverage the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $657,900 | $657,900 | $657,900 | $657,900 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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