In 2026, the FHA loan limits for Torrance county, Los Angeles, CA, are $1,089,300 for single-family homes, $1,394,775 for two-unit residences, $1,685,850 for three units, and $2,095,200 for properties with four units.
Conventional loan maximums reach $1,089,300 for a single-family home, with $1,394,775 for two-unit homes, $1,685,850 for three units, and $2,095,200 for four-unit residences.
Utilize our FHA calculator to view today's top FHA rates and calculate requirements such as downpayment, income, credit, reserves, and documents needed for qualification.
The Lendersa® calculator enables comparison of FHA rates and terms with various other programs. Explore conventional, jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® draws data from thousands of lenders, providing quick comparisons tailored to your financial profile.
The Loan Limits Comparison Table for 2026 in Torrance county, Los Angeles, CA, highlights maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare qualifications like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $776,600 | $776,600 | $776,600 | $776,600 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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