In 2026, the FHA loan limits for Humboldt-Hill county in Humboldt, CA are $356,500 for a single-family home, $456,350 for two units, $551,650 for three units, and $685,550 for four-unit buildings.
Conventional loan maximum amounts are $548,250 for single-family homes, $702,000 for two-unit residences, $848,500 for three-unit properties, and $1,054,500 for those with four units.
Utilize our FHA calculator to explore today’s best FHA rates and to determine the down payment, income, credit, reserves, and documents needed to qualify.
The Lendersa® calculator enables comparisons of FHA rates and terms with those of other loan programs. Compare Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA options.
Lendersa® compiles loan program data from thousands of lenders and promptly compares it to your unique financial profile and needs.
For 2026, the Loan Limits Comparison Table in Humboldt-Hill county, Humboldt, CA provides a comparison of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess qualification requirements such as income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,500 | $456,350 | $551,650 | $685,550 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $343,200 | $343,200 | $343,200 | $343,200 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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