In the year 2026, the FHA loan limits applicable to Myrtletown county in Humboldt, CA are: $472,030 for a single-family dwelling; $604,400 for duplexes; $730,525 for triplexes; and $907,900 for four-unit homes.
For conventional loans, the maximum amount available for a single-family home is $726,200. For two-unit properties, the limit is $929,850, three-unit residences are capped at $1,123,900, and four-unit homes have a maximum of $1,396,800.
Utilize our FHA calculator to access today's best FHA rates and to determine the requirements for down payment, income, credit, reserves, and documentation to qualify.
With the Lendersa® calculator, you can evaluate FHA rates and terms alongside other available loan programs. Look into options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans, comparing them directly with FHA offerings.
Lendersa® quickly processes and matches loan program data from a vast array of lenders against your unique financial profile, offering customized insights almost instantly.
The Loan Limits Comparison Table for 2026 in Myrtletown county, part of Humboldt, CA, provides a comprehensive comparison of maximum loan amounts across various types, such as FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To thoroughly compare qualification requirements, including Income, reserves, and credit, the Lendersa® Super Loan Integrated Qualifier (SLIQ™) can be utilized for a deep dive into specifics.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $400,000 | $400,000 | $400,000 | $400,000 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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