For 2026, the FHA loan limits in Indian-Wells, within Riverside county, CA, are as follows: $477,250 for a single-family home, $610,950 for two units, $738,500 for three units, and $917,800 for four units.
Regarding conventional loans, the maximum for a single-family residence is $548,250. For duplexes, it's $702,000; for triplexes, $848,500; and for four-unit buildings, $1,054,500.
Use our FHA calculator to see today's best FHA rates and determine the necessary downpayment, income, credit score, reserves, and documentation to qualify.
With Lendersa®'s calculator, you can compare FHA rates and terms with those of other programs. Evaluate and explore options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® collects extensive loan program data from numerous lenders, quickly tailoring comparisons to your specific financial profile and needs.
In 2026, review the Loan Limits Comparison Table for Indian-Wells county, Riverside, CA. Compare FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. For qualification requirements like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $477,250 | $610,950 | $738,500 | $917,800 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $381,800 | $381,800 | $381,800 | $381,800 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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