For 2026, the FHA loan limits in Bermuda-Dunes, within Riverside county, CA, are as follows: the limit for a single-family home is $477,250, increases to $610,950 for two-unit homes, goes to $738,500 for three-unit properties, and reaches $917,800 for four-unit dwellings.
The conventional loan ceiling for a single-family residence stands at $548,250; for two-unit homes, it's set at $702,000; for three units, the maximum is $848,500, and for four units, it's $1,054,500.
Leverage our FHA calculator to explore today's top FHA rates and to understand the necessary components such as downpayment, income, credit, reserves, and documentation needed for loan qualification.
The Lendersa® calculator is an ideal tool to compare FHA rates and terms with other loan program options—explore Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA choices.
Lendersa® efficiently gathers loan program data from a broad network of lenders, providing instantaneous comparisons tailored to your unique financial profile and requirements.
Refer to the Loan Limits Comparison Table for 2026 in Bermuda-Dunes, Riverside, CA, allowing you to analyze maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Examine qualification needs such as income, reserves, and credit with the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $477,250 | $610,950 | $738,500 | $917,800 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $381,800 | $381,800 | $381,800 | $381,800 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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