For 2025, the FHA loan limits in Bermuda-Dunes, within Riverside county, CA, are as follows: the limit for a single-family home is $477,250, increases to $610,950 for two-unit homes, goes to $738,500 for three-unit properties, and reaches $917,800 for four-unit dwellings.
The conventional loan ceiling for a single-family residence stands at $548,250; for two-unit homes, it's set at $702,000; for three units, the maximum is $848,500, and for four units, it's $1,054,500.
Leverage our FHA calculator to explore today's top FHA rates and to understand the necessary components such as downpayment, income, credit, reserves, and documentation needed for loan qualification.
The Lendersa® calculator is an ideal tool to compare FHA rates and terms with other loan program options—explore Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA choices.
Lendersa® efficiently gathers loan program data from a broad network of lenders, providing instantaneous comparisons tailored to your unique financial profile and requirements.
Refer to the Loan Limits Comparison Table for 2025 in Bermuda-Dunes, Riverside, CA, allowing you to analyze maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Examine qualification needs such as income, reserves, and credit with the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $477,250 | $610,950 | $738,500 | $917,800 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $381,800 | $381,800 | $381,800 | $381,800 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
