For 2026, in Lake-Mathews county, Riverside, CA, FHA loan limits are as follows: $477,250 for a single-family home, $610,950 for two-unit properties, $738,500 for three units, and $917,800 for four units.
The ceiling for conventional loan amounts on single-family homes sits at $548,250, extends to $702,000 for duplexes, reaches $848,500 for triplexes, and goes up to $1,054,500 for quadplexes.
Use our FHA calculator to discover today's most competitive FHA rates and ascertain the downpayment, income, credit score, reserves, and documentation needed for qualification.
The Lendersa® calculator is an effective tool for comparing FHA loan rates and terms with other programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® quickly pulls loan program data from thousands of lenders and matches it against your unique financial profile and needs.
In 2026, consult the Loan Limits Comparison Table for Lake-Mathews in Riverside, CA, to compare maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For requirements like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $477,250 | $610,950 | $738,500 | $917,800 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $381,800 | $381,800 | $381,800 | $381,800 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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