In 2026, located in Yuba, CA, the FHA loan limit for Loma-Rica is $373,750 for a single-family home, $478,450 for 2-units, $578,350 for 3-units, and $718,750 for 4-units.
The maximum loan amount available for conventional loans on a single-family home is $548,250. For properties with 2-units, it's $702,000, for 3-units $848,500, and for 4-units $1,054,500.
Use our FHA calculator to access today’s best FHA rates and determine the necessary downpayment, income, credit, reserves, and documents required for qualification.
The Lendersa® calculator lets you compare FHA rates and terms with those from other loan programs. Evaluate FHA alongside Conventional, Jumbo, VA, USDA, Non-QM, and Hard Money loans.
Lendersa® gathers comprehensive loan data from thousands of lenders, quickly aligning it with your unique financial profile and needs.
For 2026, the Loan Limits Comparison Table in Yuba, CA allows examination of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and Hard Money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for assessing qualifications, including income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $373,750 | $478,450 | $578,350 | $718,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $323,200 | $323,200 | $323,200 | $323,200 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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