In 2026, the FHA loan limits in Wheatland, county of Yuba, CA are as follows: for a single-family home it's $488,750, for properties with two units it's $625,700, for those with three units it's $756,300, and for four-unit properties, it's $939,900.
The highest amount for conventional loans on a single-family home is $726,200. For two-unit houses, it is $929,850, for three-unit homes, it's $1,123,900, and for four-unit dwellings, it's $1,396,800.
Utilize our FHA calculator to check out the leading FHA rates available today and determine the necessary downpayment, income, credit, reserves, and documents required to qualify.
The Lendersa® calculator lets you compare FHA rates and terms with those of all other loan programs. Delve into and compare Conventional, Jumbo, VA, USDA, Non-QM, and Hard Money loans in the context of FHA terms.
Lendersa® collects data from a multitude of lenders and compares it against your unique financial profile and needs in a matter of seconds.
For 2026, the Loan Limits Comparison Table in Yuba, CA provides insights into maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and Hard Money loans. To compare qualifications such as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $488,750 | $625,700 | $756,300 | $939,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $405,000 | $405,000 | $405,000 | $405,000 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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