2025 FHA (Government Loans) Limits for Lynwood, Los Angeles County, California

In 2025, FHA loan limits in Lynwood county of Los Angeles, CA, are $1,089,300 for single-family homes, $1,394,775 for duplexes, $1,685,850 for triplexes, and $2,095,200 for fourplexes.

The highest loan amounts for conventional loans on a single-family residence are $1,089,300. For 2-units, it is $1,394,775, for 3-units it's $1,685,850, and for 4-units, it's $2,095,200.

Use our FHA calculator to discover today’s best FHA rates and see what's needed for down payment, income, credit, reserves, and documents for qualification.

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Explore Your Loan Options in Lynwood, CA

The Lendersa® calculator allows comparison of FHA rates and terms with those from other loan programs. Examine choices like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.

Lendersa® uses data sourced from thousands of lenders to rapidly align loan offers with your unique financial profile and needs.

The Loan Limits Comparison Table for 2025 in Lynwood, Los Angeles, CA, shows maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. To compare qualification criteria such as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Lynwood county of Los Angeles, CA

SFR 2 Units 3 Units 4 Units
FHA $1,089,300 $1,394,775 $1,685,850 $2,095,200
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $1,089,300 $1,394,775 $1,685,850 $2,095,200
USDA $776,600 $776,600 $776,600 $776,600
VA $1,089,300 $1,394,775 $1,685,850 $2,095,200
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • CARE Finance Group
  • 187 Blue Ravine Rd, Suite 130, Folsom, CA, 95630
  • At CARE Finance Group, we take an education first approach with our clients. We focus on their individual needs and goals to recommend the best programs for their situation. We want our clients to feel like they know what’s happening, what they’re getting into, and feel comfortable throughout the process.
  • Bentley Mortgage and Real Estate Services
  • 305 Natoma Street, Folsom, CA, 95630
  • Bentley Mortgage & Real Estate Services is a unique company that is changing the way people buy, sell, and finance their homes in the greater Sacramento area. Most of our consultants are both expert mortgage consultants and associated REALTORS. From loan pre-qualification to loan approval, from house hunting to contract negotiations.
  • Joe Alves, California Home Loans
  • 101 Parkshore Dr, Suite 100, Folsom, CA, 95630
  • At California Home Loans we treat you like family not another number like large Banks! As a local independent broker, we have access to lower wholesale rates that big banks and retailers cannot match. We can get you to the closing table in 20 days or less. we offering to our clients Conventional, FHA, VA, USDA, Reverse and JUMBO products.
  • Arnaz Financial Inc
  • 17485 Monterey Rd, Suite 106, Folsom, CA, 95630
  • My name is John Arnaz. I'm a Mortgage Broker with Arnaz Financial Inc, offering personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. John brings his experience in wholesale, private banking and residential home loan lending. John takes great pride in successfully restructuring loans
  • Valley Funding Inc
  • 100 Iron Point Circle, Suite 150, Folsom, CA, 95630
  • Valley Funding, our mission is to provide homeowners and future homeowners a variety of home financing options at competitive rates; fulfilling their needs in a manner that enhances their standard of living in realizing the American Dream.We at Valley Funding believe in working hard to get the job done.
  • Dara Delgado Home Loans
  • 101 Parkshore Dr, Suite 100, Folsom, CA, 95630
  • Dara Delgado founder of the company and also she Experience, service, a strong work ethic and a high level of expertise are the four pillars upon which Dara's business has thrived through all kinds of markets. When this is combined with her communication skills and positive attitude, it's easy to see why so many past clients.
  • Real Estate & Lending Solutions
  • 101 Parkshore Drive, Suite 100, Folsom, CA, 95630
  • Real Estate & Lending Solutions is unique in that we provide multiple services that save our clients valuable time and money. We have the ability to assist you in financing, selling, and buying residential and commercial real estate. We are a true mortgage broker with the ability to provide very competitive mortgage financing programs.
  • Mortgage Mart
  • 2795 East Bidwell Street, Suite 100-303, Folsom, CA, 95630
  • "We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, cloud based investment tools, digital mortgages and best of all outstanding customer service! Today's technology is providing a more productive environment to work in..
  • Sierra Capital Mortgage
  • 616 Natoma Street, Folsom, CA, 95630
  • Sierra Capital is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
  • R and R Loans
  • 7700 Folsom Auburn Road, Suite 110, Folsom, CA, 95630
  • We will treat you right and give you the personal attention you deserve. We know the big commitment you are making in buying a home, refinancing a mortgage, or tapping into your home equity. So we make a commitment to you: we can help you qualify, apply and be approved for the very best mortgage for you.