FHA Loan Limits for South-Gate, Los Angeles County, CA in 2025

In 2025, FHA loan limits in South-Gate county of Los Angeles, CA, are $822,375 for a single-family home, $1,053,000 for two units, $1,272,750 for three units, and $1,581,750 for four units.

The maximum loan limit for conventional loans on a single-family residence is $822,375, with $1,053,000 for 2-units, $1,272,750 for 3-units, and $1,581,750 for 4-units.

Use our FHA calculator to discover today’s top FHA rates and determine the necessary down payment, income, credit, reserves, and documentation required to qualify.

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Investigate Loan Options in South-Gate, CA

The Lendersa® calculator allows for comparison of FHA rates and terms with a range of other loan programs. Explore options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.

Lendersa® collects data from a wide array of lenders and swiftly matches it against your unique financial profile and needs.

The Loan Limits Comparison Table for 2025 in South-Gate, Los Angeles, CA, provides details about maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To compare qualification aspects like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits South-Gate county of Los Angeles, CA

SFR 2 Units 3 Units 4 Units
FHA $822,375 $1,053,000 $1,272,750 $1,581,750
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $822,375 $1,053,000 $1,272,750 $1,581,750
USDA $657,900 $657,900 $657,900 $657,900
VA $822,375 $1,053,000 $1,272,750 $1,581,750
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Bakersfield City Employees Federal Credit Union
  • 2817 16th Street, Bakersfield, CA, 93301
  • Bakersfield City Employees Federal Credit Union was founded in 1936 to serve employees of the City of Bakersfield and their family members. We have grown in asset size and services since then, and we also now serve the employees of Golden Empire Transit and BNSF Railroad. If you are a city employee
  • Ampak Real Estate & Loans
  • 1430 Truxtun Ave, 5th Floor, Bakersfield, CA, 93301
  • "Ampak has been serving clients in the San Francisco Bay Area, Central Valley and Southern California. Our mortgage, refinance, conventional, FHA, VA, Jumbo loan services cover all of Californa. Our special loan programs are tailored to fit various kinds of borrowers including the ones with low FICO, low DTI and unfavorable credit reports"
  • Medina Mortgage Associates
  • 3434 Truxtun Ave, Suite 155, Bakersfield, CA, 93301
  • Medina Mortgage Associates is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. We are here to guide you in one of the biggest investment you will make in a life time. Whether you are a first time home buyer move up buyer or investor. Every loan has a story let us write yours!
  • Prince Financial Corp.
  • 1712 19th Street, Bakersfield, CA, 93301
  • Prince Financial is a family owned business formed in 1994 but the principal officers, David and Barbara Prince have over 35 years experience in all aspects of the Real Estate business.We love the mortgage Finance business and it has been our entire working careers.and also We love the interaction with people.
  • Alterra Home Loans
  • 1430 Truxtun Avenue Suite 509, 5th Floor, Bakersfield, CA, 93301
  • Alterra Home Loans, a division of the Panorama Mortgage Group, was founded in 2006. Alterra Home Loans is 100% minority-owned and focuses on lending to traditionally underserved communities, including Black and Latino borrowers and also Alterra is one of the fastest growing 100% Hispanic owned companies in the Nation.
  • New Beginnings Financial & Real Estate
  • 1731 16th Street, Bakersfield, CA, 93301
  • New Beginnings has been operating as a Full Service Mortgage Company in the Kern County Market since 2000. Our professionals have very specific requirements when it comes to the skills needed to maintain the level of great service expected in Hard Money Loans, Conventional Loans, and Real Estate.
  • SoCal Financial Group
  • PO Box 1824, Bonita, CA, 91908
  • we specialize in residential mortgages. At SoCal Financial Group, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
  • Dave Warth Mortgage Broker
  • 79405 Hwy 111, La Quinta, CA, 92253
  • Dave Warth Mortgage Broker As a mortgage broker, I work with the wholesale departments of several banks & lenders nationwide so I can offer every type of mortgage available on the market at the best rates and costs. Unlike big banks who only have limited loan programs and sales reps who take your loan application.
  • HACIENDA HOME LOANS Inc
  • 77935 Calle Tampico, La Quinta, CA, 92253
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.