2026 FHA Loan Limits for Malibu, Los Angeles County, California

As of 2026, the FHA loan limit in Malibu county of Los Angeles, CA is set at $1,089,300 for single-family homes, $1,394,775 for two units, $1,685,850 for three units, and $2,095,200 for four units.

The maximum amount for conventional loans is $1,089,300 for a single-family residence, $1,394,775 for two units, $1,685,850 for three-unit homes, and $2,095,200 for four-unit properties.

Our FHA calculator helps you check today’s best FHA rates and discover the required downpayment, income, credit, reserves, and documents necessary to qualify.

Explore offers from 100 lenders

Explore Your Loan Options in Malibu, CA

The Lendersa® calculator allows comparisons of FHA rates and terms with other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money options.

Lendersa® compiles data from thousands of lenders to quickly compare it with your financial needs.

Check out our Loan Limits Comparison Table for 2026 in Malibu county, Los Angeles, CA to compare maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For details on qualifications like income, reserves, and credit, consult the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Malibu county of Los Angeles, CA

SFR 2 Units 3 Units 4 Units
FHA $1,089,300 $1,394,775 $1,685,850 $2,095,200
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $1,089,300 $1,394,775 $1,685,850 $2,095,200
USDA $776,600 $776,600 $776,600 $776,600
VA $1,089,300 $1,394,775 $1,685,850 $2,095,200
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • FlexPoint Mortgage Corporation
  • 151 Kalmus Drive, Suite D-102, Costa Mesa, CA, 92626
  • Lends in California
  • FlexPoint Mortgage Corporation We are a conglomerate of mortgage professionals that are knowledgeable and understand what it takes to fund loans as quickly and seamlessly as possible. Most importantly, we are known for our experience and service. We work to simplify the lending process while keeping you informed, up to date.

  • Lending Corner Inc
  • 940 South Coast Drive, Suite 155, Costa Mesa, CA, 92626
  • Lends in California
  • The Lending Corner Team is composed of true mortgage professionals. All of our originators are principals in the company carrying over 10 years experience and work together to provide you a level of service and professionalism unsurpassed in the industry. Whether you are financing a new home purchase or refinancing an existing loan.

  • Bayfront Lending LLC
  • 3001 Red Hill Avenue, Building 2, Suite 219, Costa Mesa, CA, 92626
  • Lends in California
  • "Bayfront Lending, we believe you deserve a team of experienced professionals who have your best interest in mind, not a sales commission.

    And we understand that quality customer service and a streamlined process are just as important as the best rate and most favorable loan structure"

  • Prominent Lending Group Inc.
  • 600 Anton Boulevard, Floor 11, Costa Mesa, CA, 92626
  • Lends in California
  • Prominent Lending Group, Inc., enjoys assisting current and prospective homeowners in obtaining residential 1st and 2nd home loans on 1 to 4 unit primary, secondary, and investment properties throughout the states of California and Montana. Our dedicated mortgage professional teams work hard to deliver the highest customer service.

  • Loan Direct LLC
  • 245 Fischer Ave, Suite A5, Costa Mesa, CA, 92626
  • Lends in California
  • Loan Direct LLC mission is to serve our clients with the upmost honesty, integrity and competency. Our goal is to provide home loans, personal loans, and business loans to our clients while providing them with the most lending options for their particular situation. Furthermore, we pledge to help borrowers overcome roadblocks.

  • Loan Frenzy Corporation
  • 1503 S Coast Drive, Suite 211, Costa Mesa, CA, 92626
  • Lends in California
  • Loan Frenzy Corporation Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Nation Home Loans
  • 2285 Avalon Street, Costa Mesa, CA, 92626
  • Lends in California
  • Nation Home Loans, a mortgage company based in Costa Mesa, California, specializes in Conventional, VA, and FHA financing. We take pride in providing our clients with outstanding customer service. Our knowledgeable mortgage experts update you regularly throughout the loan process so you always know the status of your loan.

  • OC Mortgage Solutions Inc.
  • 600 Anton Blvd, Suite 1100, Costa Mesa, CA, 92626
  • Lends in California
  • OC Mortgage Solutions is a 2013 company that has over 17 years of experience in the Mortgage industry. We are a wholesale broker located in Orange County California. We know what it takes to get your loan funded and on time.Our mission is to provide you with an honest evaluation of mortgage needs

  • United American Mortgage
  • 3198-F Airport Loop Drive, Costa Mesa, CA, 92626
  • Lends in California
  • We are a 100% referral based company with sole focus on our clients and their financing needs. We provide valuable financing solutions for not only our homeowner clients but for our business partner clients who include Real Estate Agents, CPA’s, Financial Advisors, Bankers, and Attorney’s.