In 2026, FHA loan limits in Oak-Park county of Ventura, CA are established at $739,450 for a single-family home, $946,650 for 2-units, $1,144,250 for properties with 3 units, and $1,422,050 for 4-units.
The maximum amount for conventional loans on a single-family residence is $739,450, with limits of $946,650 for 2-units, $1,144,250 for homes with 3 units, and $1,422,050 for four-unit properties.
Utilize our FHA calculator to explore today’s top FHA rates and determine the downpayment, income, credit, reserves, and necessary documents for qualification.
Using the Lendersa® calculator, you can compare FHA rates and terms with those of other loan programs. Consider and compare Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA options.
Lendersa® collects loan data from numerous lenders, rapidly aligning it with your financial profile and needs for comparison.
In 2026, the Loan Limits Comparison Table for Oak-Park county of Ventura, CA offers insights on the maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For qualification requirements involving income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $739,450 | $946,650 | $1,144,250 | $1,422,050 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $739,450 | $946,650 | $1,144,250 | $1,422,050 |
| USDA | $591,500 | $591,500 | $591,500 | $591,500 |
| VA | $739,450 | $946,650 | $1,144,250 | $1,422,050 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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