In 2026, the FHA loan limits in Meiners-Oaks within Ventura, CA are for single-family homes $739,450, for 2-units $946,650, for 3-units $1,144,250, and for 4-units $1,422,050.
The maximum for conventional loans on a single-family home is $739,450; for 2-units, it's $946,650; for 3-units, $1,144,250; and for 4-units, $1,422,050.
Use our FHA calculator to view today's top FHA rates and check required downpayment, income, credit, reserves, and documents for eligibility.
The Lendersa® calculator lets you compare FHA rates and terms with those of other loan programs. Consider Conventional, Jumbo, VA, USDA, Non-QM, and Hard Money loans in context with FHA.
Leveraging data from thousands of lenders, Lendersa® matches it against your financial profile and needs in seconds.
The Loan Limits Comparison Table for 2026 in Ventura, CA compares maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and Hard Money loans. Evaluate qualification requirements like income, reserves, and credit with the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $739,450 | $946,650 | $1,144,250 | $1,422,050 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $739,450 | $946,650 | $1,144,250 | $1,422,050 |
| USDA | $591,500 | $591,500 | $591,500 | $591,500 |
| VA | $739,450 | $946,650 | $1,144,250 | $1,422,050 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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