In 2026, FHA loan limits in Mira-Monte county of Ventura, CA are as follows: $739,450 for a single-family home, $946,650 for two-unit properties, $1,144,250 for three units, and $1,422,050 for four units.
For conventional loans, the maximum amount for a single-family residence is $739,450. For two units, it is $946,650, for three units $1,144,250, and for four units $1,422,050.
Utilize our FHA calculator to review today's top FHA rates and figure out the downpayment, income, credit, reserves, and required documents for qualification.
Lendersa® calculator helps you compare FHA rates and terms with those of other programs. Consider FHA alongside Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® quickly gathers loan program data from numerous lenders, comparing it with your financial profile and requirements.
See our Loan Limits Comparison Table for 2026 in Mira-Monte, Ventura, CA to compare FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money limits. For qualifications like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $739,450 | $946,650 | $1,144,250 | $1,422,050 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $739,450 | $946,650 | $1,144,250 | $1,422,050 |
| USDA | $591,500 | $591,500 | $591,500 | $591,500 |
| VA | $739,450 | $946,650 | $1,144,250 | $1,422,050 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
