For Muscoy county, San Bernardino, in CA, the FHA loan limits in 2026 are set at $1,089,300 for single-family homes, $1,394,775 for two-unit residences, $1,685,850 for three-unit buildings, and $2,095,200 for properties with four units.
Conventional loans have a maximum amount of $1,089,300 for one-unit homes, $1,394,775 for two-unit properties, $1,685,850 for three units, and $2,095,200 for four-unit residences.
Use our FHA calculator to explore today's best FHA rates and find out the required downpayment, income, credit score, reserves, and documents needed to qualify.
Using the Lendersa® calculator, you can compare FHA rates and terms with those of other loan programs, such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® compares loan program data from thousands of lenders quickly, matching it to your unique financial situation.
In 2026, consult our loan limits comparison table in Muscoy county, San Bernardino, CA to review maximum amounts for FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use Lendersa®'s SLIQ™ tool to compare eligibility requirements like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $776,600 | $776,600 | $776,600 | $776,600 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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