In 2026, FHA loan limits in Running-Springs county, San Bernardino, CA are $477,250 for a single-family home, rising to $610,950 for two-units, $738,500 for three-units, and $917,800 for four-units.
For conventional loans, the maximum limit on a single-family residence stands at $548,250. The ceiling increases to $702,000 for two-units, elevates to $848,500 for three-units, and is set at $1,054,500 for properties with four units.
Utilize our FHA calculator to uncover today’s top FHA rates, and gauge what’s required for downpayments, income levels, credit, reserves, and documents to qualify.
With the Lendersa® calculator, you can compare the rates and terms of FHA loans side-by-side with all other loan programs. Delve into Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA options.
Lendersa® swiftly compiles loan program data from thousands of lenders, aligning it with your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 within Running-Springs county, San Bernardino, CA allows for the comparison of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money offerings. To thoroughly examine qualification parameters like income, reserves, and credit, utilize Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $477,250 | $610,950 | $738,500 | $917,800 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $381,800 | $381,800 | $381,800 | $381,800 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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