For 2026, the FHA loan limits in Newark county of Alameda, CA, are $1,089,300 for single-family homes, $1,394,775 for two-unit homes, $1,685,850 for three units, and $2,095,200 for four-unit properties.
Conventional loan limits on a single-family residence are $1,089,300, rising to $1,394,775 for two-unit dwellings, $1,685,850 for three units, and $2,095,200 for four units.
Use our FHA calculator today to identify optimal FHA rates and check requirements like downpayment, income, credit scores, reserves, and necessary documentation.
The Lendersa® calculator is excellent for comparing FHA rates and terms with those of Conventional, Jumbo, VA, USDA, Non-Qm, and hard money loans.
It gathers data from multiple lenders, aligning it with your financial profile to ensure quick, tailored comparisons.
Our Loan Limits Comparison Table for 2026 in Newark county, Alameda, CA, assists in comparing FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, and Reverse Mortgage (HECM) maximums. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to contrast income, reserves, and credit requirements.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $776,600 | $776,600 | $776,600 | $776,600 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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