In 2026, FHA loan limits in Menlo-Park county of San Mateo, CA, are established at $822,375 for a single-family home, $1,053,000 for two units, $1,272,750 for three units, and $1,581,750 for four units. These figures are essential for prospective buyers considering FHA loans.
The maximum conventional loan amount for a single-family residence is $822,375. For two-unit homes, it is $1,053,000, for three units $1,272,750, and for four-unit properties $1,581,750. Understanding these limits helps guide the financing process for different property sizes.
Use our FHA calculator to discover today’s best FHA rates, and determine the necessary downpayment, income, credit, reserves, and documents for qualification. This tool helps prepare you for the application both financially and procedurally.
Explore loan offers from 100 lenders to find the most competitive terms for your financial situation.
The Lendersa® calculator allows comparison of FHA rates and terms with those from various loan programs, including Conventional, Jumbo, VA, USDA, Non-Qm, and hard money loans. This expansive comparison ensures you consider all viable finance options available.
Pulling data from thousands of lenders, Lendersa® efficiently compares options to your financial profile, providing precise and tailored opportunities.
For 2026 in Menlo-Park county of San Mateo, CA, our Loan Limits Comparison Table covers maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For comprehensive analysis of qualification criteria like income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $657,900 | $657,900 | $657,900 | $657,900 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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