In 2026, FHA loan boundaries in Palmdale county within Los Angeles, CA, are defined as $1,089,300 for a single-family home. For two-unit homes, the limit is $1,394,775; for three-unit, it's $1,685,850; and for four-unit properties, it extends to $2,095,200.
For conventional loans, the maximum obtainable loan for a single-family residence is $1,089,300. Two-unit properties have a cap of $1,394,775, and for three units, it reaches $1,685,850. Four-unit homes have a limit of $2,095,200.
Utilize our FHA calculator to uncover today's optimal FHA rates, alongside assessing downpayment, income, credit, reserves, and required documents for mortgage qualification.
The Lendersa® calculator empowers users to juxtapose FHA rates and terms with those from various other loan programs. Examine and compare options such as conventional loans, jumbo loans, VA, USDA, Non-QM, and hard money loans in addition to FHA.
Drawing data from thousands of lenders, Lendersa® aligns it efficiently with your tailored financial profile and requirements.
For the year 2026 in Palmdale county of Los Angeles, CA, the Loan Limits Comparison Table provides a comprehensive overview of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan limits. To examine qualifications concerning income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $776,600 | $776,600 | $776,600 | $776,600 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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