In the year 2025, FHA loan limits for properties in Lancaster, within Los Angeles, CA, are set as follows: $1,089,300 for a single-family home, $1,394,775 for properties with 2-units, $1,685,850 for 3-units, and $2,095,200 for 4-unit residences.
For conventional loans, the maximum borrowing amounts are $1,089,300 for a single-family residence, increasing to $1,394,775 for 2-units, $1,685,850 for 3-units, and topping out at $2,095,200 for 4-units.
To explore today's optimal FHA rates and ascertain qualification requirements such as downpayment, income standards, credit reserves, and necessary documentation, make use of our FHA calculator.
The Lendersa® calculator equips you with the ability to compare FHA rates and terms across a multitude of loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans. This enables a comprehensive assessment alongside FHA offerings.
Lendersa® aggregates extensive data from thousands of lenders, providing a rapid comparison against your unique financial profile and needs.
The Loan Limits Comparison Table for 2025 in Lancaster, within Los Angeles, CA, facilitates comparative analysis of maximum amounts for various loans like FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options. To assess qualification aspects such as income, credit, and reserves, take advantage of Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $776,600 | $776,600 | $776,600 | $776,600 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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