In 2026, FHA loan limits in Placerville county, El Dorado, CA are $763,600 for a single-family home, $977,550 for two units, $1,181,650 for three units, and $1,468,500 for four units.
For conventional loans, the maximum for a single-family home is $763,600, with $977,550 for two units, $1,181,650 for three units, and $1,468,500 for four units.
Use our FHA calculator to discover today’s best FHA rates, and determine the necessary downpayment, income, credit, reserves, and documents to qualify.
The Lendersa® calculator helps compare FHA rates and terms with those of various loan options including Conventional, Jumbo, VA, USDA, Non-Qm, and hard money loans.
It pulls data from thousands of lenders and quickly aligns it with your financial profile, offering personalized matches.
See the Loan Limits Comparison Table for 2026 in Placerville county, El Dorado, CA, detailing limits for FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate income, reserves, and credit requirements.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $763,600 | $977,550 | $1,181,650 | $1,468,500 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $763,600 | $977,550 | $1,181,650 | $1,468,500 |
| USDA | $540,000 | $540,000 | $540,000 | $540,000 |
| VA | $763,600 | $977,550 | $1,181,650 | $1,468,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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