For 2026, in the county of El Dorado, CA, Cameron-Park has FHA loan limits set at $598,000 for a single-family home, $765,550 for two-unit residences, $925,350 for three-unit properties, and $1,150,000 for buildings with four units.
The maximum loan amounts for conventional loans are $598,000 for single-family homes, $765,550 for two units, $925,350 for three-unit dwellings, and $1,150,000 for those with four units.
Use our FHA calculator to uncover today's best FHA rates, and assess necessary downpayment, income, credit, reserves, and documentation for qualification.
The Lendersa® calculator enables comparison of FHA rates and terms with those from all other loan programs. Explore options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® aggregates extensive loan data from thousands of lenders, rapidly aligning it with your individual financial profile and needs.
The Loan Limits Comparison Table for 2026 in Cameron-Park county of El Dorado, CA helps you compare FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. For a detailed examination of criteria like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $598,000 | $765,550 | $925,350 | $1,150,000 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $598,000 | $765,550 | $925,350 | $1,150,000 |
| USDA | $478,400 | $478,400 | $478,400 | $478,400 |
| VA | $598,000 | $765,550 | $925,350 | $1,150,000 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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