During 2026, the FHA loan limit assigned to Redding in Shasta county, CA, stands at $472,030 for a single-family dwelling, $604,400 for two-unit residences, $730,525 for three-unit properties, and $907,900 for four-unit buildings.
As for conventional loans, the cap for a single-family home is set at $726,200, while two-unit structures have a limit of $929,850, three-unit homes at $1,123,900, and $1,396,800 for four-units.
To view the best FHA rates available today and to calculate factors such as necessary downpayment, income, credit, reserves, and documentation for eligibility, make use of our FHA calculator.
The Lendersa® calculator is your tool for comparing FHA loan terms and rates with all other available loan options. Dive into comparisons among Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA provisions.
Drawing from a vast array of data sourced from thousands of lenders, Lendersa® enables instant comparison tailored to your unique financial circumstances and personal needs.
Examine the Loan Limits Comparison Table for 2026 spanning Redding within Shasta, CA. It provides insights into FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan limits. For additional qualification details such as income, reserves, and credit-related criteria, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $384,900 | $384,900 | $384,900 | $384,900 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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