During 2026, the FHA loan limits in Lake-California, located in Tehama county, CA, are $356,362 for single-family homes, $456,275 for two units, $551,500 for three units, and $685,400 for four units.
The conventional loan ceiling on a single-family residence is $548,250. For properties with two units, it's $702,000, for three units, $848,500, and for four units, $1,054,500.
Use our FHA calculator to find current FHA best rates and determine the necessary downpayment, income, credit, reserves, and documents to qualify.
The Lendersa® calculator lets you compare FHA rates and terms with those of other loan programs. Consider FHA along with Conventional, Jumbo, VA, USDA, Non-QM, and Hard Money loans.
Lendersa® swiftly compiles loan program data from thousands of lenders, evaluating it against your specific financial profile and needs.
For 2026, consult the Loan Limits Comparison Table in Tehama, CA, which details maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and Hard Money loans. Utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to examine requirements such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $339,600 | $339,600 | $339,600 | $339,600 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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