In 2026, the FHA loan limit in Reliez-Valley, located in county Contra Costa, CA, is $822,375 for a single-family home. For 2-units, it is $1,053,000, for 3-units $1,272,750, and for 4-units, it's $1,581,750.
For conventional loans, the maximum amount for a single-family residence is $822,375. For a duplex, it is $1,053,000, for triplexes $1,272,750, and for four-unit houses, $1,581,750.
Use our FHA calculator to explore today's top FHA rates, including needed downpayment, income, credit, reserves, and required documents to qualify.
The Lendersa® calculator lets you compare FHA rates and terms against other loan programs. Look into FHA alongside Conventional, Jumbo, VA, USDA, Non-QM, and Hard Money loans.
Lendersa® aggregates loan data from thousands of lenders, swiftly comparing it with your distinct financial profile and needs.
For 2026, utilize the Loan Limits Comparison Table in Contra Costa, CA, to evaluate maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and Hard Money loans. To assess qualifications such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $657,900 | $657,900 | $657,900 | $657,900 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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