In 2026, the FHA loan limits in Contra-Costa-Centre, within Contra Costa county, CA, are set as $822,375 for a single-family home; $1,053,000 for properties with two units; $1,272,750 for three-unit homes; and $1,581,750 for four-unit buildings.
Conversely, for conventional loans, the maximum allowable amount on single-family residences is $822,375, $1,053,000 for two units, $1,272,750 for three units, and $1,581,750 for four-unit residences.
Use our FHA calculator to discover today's top FHA rates and ascertain downpayment, income, credit, reserves, and documentation needed for qualifying.
The Lendersa® calculator enables you to effectively compare FHA rates and terms with other loan programs. Dig into comparisons including FHA, Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® retrieves data from thousands of lenders, allowing quick comparisons against your specific financial profile and needs.
The Loan Limits Comparison Table for 2026 in Contra-Costa-Centre, Contra Costa, CA, offers a detailed comparison of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For thorough qualification comparisons including income, credit, and reserves, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $657,900 | $657,900 | $657,900 | $657,900 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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