For 2026, the FHA loan limits in Richmond county, Contra Costa, CA are set at $1,089,300 for a single-family home, $1,394,775 for two units, $1,685,850 for three units, and $2,095,200 for four units.
The upper limit for conventional loans on a single-family residence is $1,089,300, $1,394,775 for 2-units, $1,685,850 for 3-units, and $2,095,200 for 4-units.
To explore today's top FHA rates and calculate the necessary down payment, income, credit, reserves, and required documents for qualification, use our FHA calculator.
The Lendersa® calculator allows you to juxtapose FHA rates with those from other loan programs. Review options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Accessing data from thousands of lenders, Lendersa® swiftly compares offerings tailored to your financial profile and needs.
The Loan Limits Comparison Table for 2026 in Richmond, Contra Costa, CA shows FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan limits. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare criteria like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $776,600 | $776,600 | $776,600 | $776,600 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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