In 2026, the FHA loan limit in Riverbank of Stanislaus county, CA, is $517,500 for single-family homes. For two-unit properties, it’s $662,500; for three-unit buildings, $800,800; and for four-unit homes, it is $995,200.
The maximum for conventional loans on single-family homes is $726,200, and for two units, it is $929,850; for three-unit residences, it is $1,123,900; and $1,396,800 for four units.
Utilize our FHA calculator to explore today’s top FHA rates and determine the necessary downpayment, income, credit requirements, reserves, and qualifying documents.
The Lendersa® calculator allows you to compare FHA rates and terms with those of other loans, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money options.
Lendersa® gathers extensive lender data, quickly aligning it with your financial profile and needs.
Review the Loan Limits Comparison Table for 2026 in Riverbank county of Stanislaus, CA, for assessing FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan amounts. For qualification criteria such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $517,500 | $662,500 | $800,800 | $995,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $412,000 | $412,000 | $412,000 | $412,000 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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