For 2026, the FHA loan limits in San-Antonio-Heights, within San Bernardino county, CA, are as follows: $477,250 for a single-family home, $610,950 for two-unit properties, $738,500 for three-unit homes, and $917,800 for those with four units.
The maximum amount for conventional loans on a single-family residence is $548,250. For 2-unit places, it's $702,000, for 3-units, $848,500, and for 4-units, it stands at $1,054,500.
Use our FHA calculator to access today’s top FHA rates and check necessary downpayment, income, credit, reserves, and documents for qualification.
The Lendersa® calculator enables you to compare FHA rates and terms with those of other loan programs. Evaluate Conventional, Jumbo, VA, USDA, Non-QM, and Hard Money loans alongside FHA.
Lendersa® gathers extensive loan program data from thousands of lenders, aligning it efficiently with your financial profile and needs.
For 2026, consult the Loan Limits Comparison Table in San Bernardino, CA, which offers insight into maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and Hard Money loans. To assess qualifications such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $477,250 | $610,950 | $738,500 | $917,800 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $381,800 | $381,800 | $381,800 | $381,800 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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