In 2026, the FHA loan limit for a single-family home in Rancho-Cucamonga county, San Bernardino, CA, is $477,250. Limits for 2-units, 3-units, and 4-units are $610,950, $738,500, and $917,800 respectively.
For conventional loans, the maximum for a single-family house is $548,250, while a 2-unit house caps at $702,000, a 3-unit at $848,500, and a 4-unit reaches $1,054,500.
Utilize our FHA calculator to find today's best rates and calculate downpayment, income, and other qualification needs.
Use the Lendersa® tool to evaluate FHA rates alongside various other programs, including conventional, jumbo, VA, USDA, Non-QM, and hard money loans.
With extensive lender data, Lendersa® quickly personalizes comparisons to your financial profile.
The 2026 Loan Limits Comparison Table in Rancho-Cucamonga county, San Bernardino, CA, helps you compare maximum loan amounts for FHA, conventional, jumbo, USDA, VA, Non-QM, super jumbo, reverse mortgage, and hard money loans. For evaluating criteria like income and credit, try the Lendersa® SLIQ™.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $477,250 | $610,950 | $738,500 | $917,800 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $381,800 | $381,800 | $381,800 | $381,800 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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