For 2026, the FHA loan limits in San-Fernando, Los Angeles county, CA, are $822,375 for a single-family home, $1,053,000 for two units, $1,272,750 for three units, and $1,581,750 for four units.
The maximum conventional loan for a single-family residence is $822,375, $1,053,000 for two-unit properties, $1,272,750 for three-unit homes, and $1,581,750 for four units.
Use our FHA calculator to access today's premier FHA rates and determine necessary down payment amounts, income levels, credit requirements, reserves, and documentation for qualification.
The Lendersa® calculator allows for a comparison of FHA rates and terms against different loan programs. Consider Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA for comprehensive evaluation.
Lendersa® compiles extensive data from thousands of lenders, promptly assessing it against your unique financial requirements and profile.
Refer to the Loan Limits Comparison Table for 2026 in San-Fernando, Los Angeles county, CA. It enables comparisons of maximum loan values for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, and hard money loans. To compare requirements such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $657,900 | $657,900 | $657,900 | $657,900 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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