FHA Loan Limits for San-Marcos, San Diego County, CA in 2023

In 2025, FHA loan limit in San-Marcos county of San Diego, California is $753,250 for a single-family home, $964,300 for 2-units, $1,165,600 for 3-units, and $1,448,600 for 4-units.

The maximum loan amount of conventional loans on a single-family residence is $753,250, $964,300 for 2-units, $1,165,600 for 3-units, and $1,448,600 for 4-units.

Use our FHA calculator to see today’s FHA best rates and determine the downpayment, Income, credit, reserves, and documents needed to qualify.

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Loan Limits Comparison Table for 2025 in San-Marcos county of San Diego, California compare FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To compare qualification requirements such as Income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™)

Loan limits San-Marcos county of San Diego, CA

SFR 2 Units 3 Units 4 Units
FHA $753,250 $964,300 $1,165,600 $1,448,600
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $753,250 $964,300 $1,165,600 $1,448,600
USDA $615,000 $615,000 $615,000 $615,000
VA $753,250 $964,300 $1,165,600 $1,448,600
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • The Mortgage Genie- Karen Douglas
  • 380 Diablo Rd, Suite 201, Danville, CA, 94526
  • Karen Douglas is a 23 year Bay Area mortgage professional with extensive experience and knowledge of the industry and its ever-changing landscape. Born and raised in the Bay Area, Karen has devoted much of her energy to developing happy homeowners in the greater Bay Area. Not limited to the local market, Karen’s resources span all of California.
  • Fiorella Giusti-Barrera | Haven Home Lending
  • 26 Bormio Ct, Danville, CA, 94526
  • Fiorella Giusti-Barrera is a Senior Loan Advisor she says that I am client-centered. I will hold your hand. I don't sell rates; I sell service. I will listen to understand your needs, both short term and long-term goals, then I will customize the loan options to fit your needs. I may show you how to pay off your mortgage early.
  • Bay Area Mortgage Group
  • 425 El Pintado Road, Suite 134, Danville, CA, 94526
  • Bay Area Mortgage Group is a professional Mortgage Brokerage serving the entire SF Bay Area. Bay Area Mortgage Group is here to help you achieve your real estate financing goals. Buying or refinancing a home can be a stressful experience. Bay Area Mortgage Group is ready to help.
  • The Agency Finance
  • 696 San Ramon Valley Boulevard, Suite 226, Danville, CA, 94526
  • The Agency Real Estate and Finance is a full-service, real estate and mortgage brokerage representing clients for the California residential and commercial marketplace. We represent a broad spectrum of classes, including single-family residential, new development, commercial business, multi-family residential, residential leasing, and more
  • Saga Financial Group, Inc.
  • 425 El Pintado Road, Suite 145, Danville, CA, 94526
  • Saga Financial Group, Inc. was founded in 2018 in Danville, CA with the goal of helping people begin, continue, and realize the part of their saga involving home ownership. Whether a first time home buyer, a veteran investor, or someone simply seeking to update their financial situation to meet changing needs.
  • Bay Area Funding Group
  • 313 Sycamore Valley Rd, Danville, CA, 94526
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Private Mortgage Advisors - Burlingame
  • 390 Diablo Road, Suite 100, Danville, CA, 94526
  • Private Mortgage Advisors has grown quickly to be a top mortgage lender in the Greater San Francisco Bay area. Our mission is to continue to grow our success into one of the largest purchase money mortgage lenders in Northern California, by offering a large lender platform while still providing the customized
  • EQUIDY, Inc.
  • 600 SAN RAMON VALLEY BLVD STE 101, Danville, CA, 94526
  • "At Equidy borrowers are approved instantly and loans are funded by individual investors that are seeking secured investments with high returns (7-14%). Any investor can browse dozens of available listings that are qualified by Equidy and appraised to have a minimum of 30% equity as security."