For 2026, FHA loan limits in Hidden-Meadows, within San Diego county, CA, are $753,250 for single-family homes, $964,300 for 2-unit properties, $1,165,600 for 3-unit residences, and $1,448,600 for buildings with 4-units.
The maximum amount for conventional loans on a single-family residence is $753,250. It changes to $964,300 for 2-units, $1,165,600 for 3-units, and $1,448,600 for 4-units.
Use our FHA calculator to explore today's best FHA rates and determine the necessary downpayment, income, credit, reserves, and required documents.
The Lendersa® calculator lets you compare FHA rates and terms with those from other loan programs. Examine FHA alongside options like Conventional, Jumbo, VA, USDA, Non-QM, and Hard Money loans.
Collecting data from thousands of lenders, Lendersa® compares it to your unique financial profile swiftly.
The Loan Limits Comparison Table for 2026 in San Diego, CA helps compare maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and Hard Money loans. Evaluate qualifications such as income, reserves, and credit using the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $753,250 | $964,300 | $1,165,600 | $1,448,600 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $753,250 | $964,300 | $1,165,600 | $1,448,600 |
| USDA | $615,000 | $615,000 | $615,000 | $615,000 |
| VA | $753,250 | $964,300 | $1,165,600 | $1,448,600 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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