In 2025, the FHA loan cap in San-Martin, Santa Clara county, CA is structured as follows: $822,375 for single-family homes; $1,053,000 for two units; $1,272,750 for three units; and $1,581,750 for four units.
For conventional loans, the ceiling for a single-family home is $822,375. Two-unit properties have a limit of $1,053,000, three units are limited to $1,272,750, and four-unit buildings reach $1,581,750.
Try our FHA calculator today to check current FHA rates and find out downpayment, credit, income, reserves, and documents needed for qualification.
Lendersa® helps compare FHA rates with other loan program rates, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® accesses thousands of lenders to compare eligibility against your financial profile in seconds.
Use the Loan Limits Comparison for 2025 in San-Martin, Santa Clara, CA to compare loan amounts for FHA, Conventional, Jumbo, USDA, and hard money loans. Evaluate requirements with the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $657,900 | $657,900 | $657,900 | $657,900 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
