2023 FHA (Government Loans) Limits for Morgan-Hill, Santa Clara County, California

In 2024, FHA loan limit in Morgan-Hill county of Santa Clara, California is $822,375 for a single-family home, $1,053,000 for 2-units, $1,272,750 for 3-units, and $1,581,750 for 4-units.

The maximum loan amount of conventional loans on a single-family residence is $822,375, $1,053,000 for 2-units, $1,272,750 for 3-units, and $1,581,750 for 4-units.

Use our FHA calculator to see today’s FHA best rates and determine the downpayment, Income, credit, reserves, and documents needed to qualify.

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Lendersa® calculator enables you to compare FHA rate & terms with all other loan programs rate & terms. Explore and compare, Conventional loans, Jumbo loans, Va, USDA, Non-Qm, and hard money loans, with FHA.

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Loan Limits Comparison Table for 2024 in Morgan-Hill county of Santa Clara, California compare FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To compare qualification requirements such as Income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™)

Loan limits Morgan-Hill county of Santa Clara, CA

SFR 2 Units 3 Units 4 Units
FHA $822,375 $1,053,000 $1,272,750 $1,581,750
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $822,375 $1,053,000 $1,272,750 $1,581,750
USDA $657,900 $657,900 $657,900 $657,900
VA $822,375 $1,053,000 $1,272,750 $1,581,750
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Rosiles Group
  • 131 North Tustin Avenue, Suite 101, Tustin, CA, 92780
  • Rosiles Group prides itselt in communication. We are here to answer any questions before during and after the close of you file. Technology has been a major focus for mortgage companies, but nothing can replace the role of the loan officer in your home buying and refinancing needs.
  • Skynet Financial Co.
  • 17482 Irvine Boulevard, Suite 232, Tustin, CA, 92780
  • Skynet Financial Co We take great pride in what we do. We have been serving the state of California for over 20 years and it’s our specialty to help anyone we can get the loan they deserve. and also providing a Fixed & ARMs, Home Equity Line of Credit Loans, FHA Loans, VA Loans, Stated Income and hard money
  • Trans United Financial Services Inc
  • 17341 Irvine Boulevard, Tustin, CA, 92780
  • TransUnited Financial’s Services loan officers have the expertise and knowledge you need to explore the many financing options available. Ensuring that you make the right choice for you and your family is TransUnited Financial’s ultimate goal. We are mortgage brokers and experts in locating the best mortgage for your individual circumstances.
  • Legacy Realty & Funding
  • 17291 Irvine Boulevard, Suite 260, Tustin, CA, 92780
  • Legacy Realty & Funding is a Full service Real Estate and Mortgage Lending company, Our team of experts have over 25 years of experience in Selling homes, and helping buyers purchase their dream homes we tailor all purchases and loans to your specific needs and wants, As a mortgage lender we will fully qualify and approve you for a mortgage loan
  • Meridian Mortgage
  • 511 East 1st Street, Suite F, Tustin, CA, 92780
  • Meridian Mortgage provides a personal touch to home financing while offering some of the most competitive rates in the industry. We are here to help you make informed decisions so you can choose the best options for your finance needs. Offering conventional, FHA, VA, and USDA home loans.
  • American Realty Associates, Inc
  • 18062 Irvine Avenue, Suite 107, Tustin, CA, 92780
  • American Realty Associates have been working with real estate professionals for over 12 years. Our staff understands how important it is to communicate and follow up with realtors regarding their client’s mortgage services. Our automated prequalification and approval systems allow the real estate professional to prequalify the client.
  • United Finance, Inc
  • 17822 17th Street, Suite 110, Tustin, CA, 92780
  • United Finance Corporation we provide a strong cost saving capability for our clients. Your new home loan can become a very significant instrument in life. Anyone who decides to take the leap and get hold of their piece of the pie requires the best position possible for acquiring financing.
  • Prime Choice Funding, Inc
  • 17852 17th St, Suite 107, Tustin, CA, 92780
  • Prime Choice Funding, Inc, headquartered in California, PCF has been providing quality home loans since 2007. We have a proven track record and serve the lending needs of homeowners throughout the US. We have access to a full range of mortgage resources and are committed to finding the right loan for the customer.
  • Santiago Financial, Inc. | Manufactured & Mobile Home Loans
  • 17842 Irvine Blvd # B204, Tustin, CA, 92780
  • Santiago Financial, Inc we believe in helping the consumer make an educated choice, understanding the process, and assisting them from beginning to end. With over forty years of experience, Santiago Financial, Inc. provides world-class service in all facets of manufactured or mobile housing lending.
  • New American Funding - Riverside
  • 14511 Myford Road, Suite 100, Tustin, CA, 92780
  • New American Funding is a family-owned business, dedicated to helping other families and individuals improve their quality of living. We’re a Fannie Mae, Freddie Mac, and Ginnie Mae direct lender, seller, and servicer, and even though we have thousands of employees, we’re a family.
  • Dove Financial
  • 14742 Plaza Dr, Ste 200, Tustin, CA, 92780
  • We are a mortgage broker with over 30 years experience in the mortgage lending industry, Dove Financial prides itself to be one of the few companies that specializes in Mobile Home Loans in California. We have a great selection of programs for mobile home loans and manufactured home financing in addition to Conventional Loan Programs.
  • Harbor View Funding
  • 17541 E 17th St, Suite 202, Tustin, CA, 92780
  • Harbor View Funding, we get to know our clients personally and develop a mortgage strategy based on your specific financial goals and objectives. We are not a bank or direct lender, so we are always working with your best interests in mind.and also Harbor View Funding is a boutique mortgage lending firm.