As of 2026, the FHA loan cap for a single-family residence in Sausalito, located in Marin, CA, is set at $1,089,300. For properties with 2-units, the limit is $1,394,775, for 3-units $1,685,850, and 4-units $2,095,200.
Regarding conventional loans, the single-family home borrowing limit is $1,089,300, increasing to $1,394,775 for duplexes, $1,685,850 for triplexes, and topping at $2,095,200 for four-unit buildings.
Utilize our FHA calculator for today's competitive FHA rates, and find out what downpayment, income, credit, reserves, and documentation you need to qualify.
The Lendersa® calculator allows comparison of FHA rates and terms with various other loan products. Investigate FHA against Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® swiftly retrieves loan program information from thousands of lenders, matching it to your specific financial profile and requirements in moments.
For 2026 in the county of Marin, Sausalito, CA, review the Loan Limits Comparison Table. Compare FHA with Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money limits. To examine qualification needs like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $776,600 | $776,600 | $776,600 | $776,600 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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