2026 FHA (Government Loans) Limits for Mill-Valley, Marin County, California

For 2026, in Mill-Valley county of Marin, CA, FHA loan limits are set at $822,375 for a single-family home, $1,053,000 for 2-unit homes, $1,272,750 for those with 3-units, and $1,581,750 for 4-unit properties.

The maximum amount for conventional loans on a single-family residence is $822,375, $1,053,000 for homes with 2 units, $1,272,750 for 3-unit buildings, and $1,581,750 for 4 units.

Utilize our FHA calculator to find today’s top FHA rates and determine the downpayment, income, credit, reserves, and documents needed for your loan qualification.

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The Lendersa® calculator allows for comparison of FHA rate & terms against other loan programs. Examine Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans along with FHA.

Lendersa® collects loan program data from thousands of lenders and quickly aligns it with your financial profile to meet your specific needs.

The Loan Limits Comparison Table for 2026 in Mill-Valley county of Marin, CA lets you compare max loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To evaluate qualification requirements, including income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Mill-Valley county of Marin, CA

SFR 2 Units 3 Units 4 Units
FHA $822,375 $1,053,000 $1,272,750 $1,581,750
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $822,375 $1,053,000 $1,272,750 $1,581,750
USDA $657,900 $657,900 $657,900 $657,900
VA $822,375 $1,053,000 $1,272,750 $1,581,750
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Mill-Valley FHA Lenders

  • Sequoia Mortgage Capital, Inc.
  • PO Box 2524, San Anselmo, CA, 94979
  • Lends in California
  • Sequoia Mortgage Capital is a certified Bay Area Green Business focused on funding loans that other lenders turn down. We operate from our headquarters building in downtown San Anselmo and specialize in short-term loans secured by California real estate. Real estate lending is our only business and we are committed to exceeding your expectations.

  • Equitable Mortgage Group
  • 1101 Fifth Ave, Suite 220, San Rafael, CA, 94901
  • Lends in California
  • Equitable Mortgage Group was founded on the vision and promise to provide you with a fast, comfortable, and competitively-priced mortgage experience. Our simple business philosophy is to put your best interest first. We do what we say we are going to do, when we say we are going to do it, and we put everything in writing up-front.

  • Atalanta Financial
  • 711 Grand Ave, Suite 265, San Rafael, CA, 94901
  • Lends in California
  • Atalanta Financial has been committed to serving the financial needs of homeowners and homebuyers across California by providing a full menu of mortgage products, unparalleled customer service and expertise. Whether you are buying your first house, consolidating your debt, or refinancing your current home.

  • Capital Alliance Investments, Inc
  • 1108 Fifth Avenue, Suite 202, San Rafael, CA, 94901
  • Lends in California
  • Capital Alliance and its affiliates are mortgage bankers and real estate asset managers headquartered in San Rafael, California. We enable borrowers or their brokers access to an array of residential loan products with special expertise in providing non-QM, bridge, renovation and short/long term financing for all of these property types.

  • Searchlight Lending
  • 1300 Fourth Street, San Rafael, CA, 94901
  • Lends in California
  • Searchlight Lending (CA MLO# 906159/FL CFL#MBR2000) is a boutique full service real estate brokerage that specializes in solving the “Out of the Box” financing solutions that many people have come to need during this difficult and changing lending time.In addition to a full suite of lenders

  • ACM Investor Services Inc
  • 1101 Fifth Avenue, Suite 220, San Rafael, CA, 94901
  • Lends in California
  • ACM is to make loans that solve problems for our borrowers, not create them. We make sure that our borrowers have an exit strategy, and we are careful to see it executed. Our investors know that our loans are carefully vetted, secured by real estate at a low-loan-to-value, and that the borrowers have a realistic plan for repayment

  • Financial Concepts Inc
  • 4040 Civic Center Drive, Suite 200, San Rafael, CA, 94903
  • Lends in California
  • Financial Concepts, Inc. is a full service Real Estate, Mortgage Brokerage, Tax Preparation and Financial Services company. We focus on a wide variety of clients with the ability to meet virtually most anyone’s needs.
    Our real estate division specializes in residential, investment and relocation properties for both buyers.

  • Mayfair Mortgage
  • 4040 Civic Center Drive, Suite 200, San Rafael, CA, 94903
  • Lends in California
  • Mayfair Mortgage Industry Veteran and Market Leader with in-depth experience in the Real Estate and Mortgage Banking industry. Licensed Real Estate Lending in San Francisco Bay Area since 2006. Extensive background & Specialist in Corporate and Residential relocations, Project management, Property Development, and Contract negotiation.

  • Capital Mortgage Consultants Inc
  • 4040 Civic Center Drive, Suite 200, San Rafael, CA, 94903
  • Lends in California
  • "Our mission is to assist property owners with achieving their goals. We loan on all types of properties and help all types of people.
    Residential Refinance or Purchase-We are approved with dozens of lenders and shop for the lowest rate on your behalf. Because we are approved with many lenders, we are the Broker you want to apply with."

  • California Mortgage Advisors, Inc
  • 4304 REDWOOD HIGHWAY, SUITE 100, San Rafael, CA, 94903
  • Lends in California
  • California Mortgage Advisors, Inc. is a full service mortgage banker servicing California since 1993. CMA has built a strong reputation by providing professional and honest client consultation, highly competitive loan programs and superior customer service to our clients and Real Estate professionals.