For the year 2026, FHA loan limits set in South-San-Jose-Hills within Los Angeles county, CA, are $822,375 for a single-family home, $1,053,000 for two-unit properties, $1,272,750 for homes with three units, and $1,581,750 for those with four units.
The highest loan amounts for conventional loans on single-family homes are set at $822,375. For homes with two units, it is $1,053,000; for those with three units, it increases to $1,272,750; and for four-unit properties, it peaks at $1,581,750.
Utilize our FHA calculator to discover today's best FHA rates and determine what is needed for down payments, income, credit score, reserves, and documents to qualify.
The Lendersa® calculator offers the ability to compare FHA rates and terms alongside those of other loan options. Explore choices such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans next to FHA possibilities.
Lendersa® sources comprehensive loan program data from thousands of lenders, efficiently comparing this against your specific financial profile and needs.
Refer to the Loan Limits Comparison Table for 2026 located in South-San-Jose-Hills, Los Angeles county, CA, to evaluate maximum loan limits for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options. To further review qualifying conditions like income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $657,900 | $657,900 | $657,900 | $657,900 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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