In 2026, FHA loan limits in West-Covina county of Los Angeles, CA, stand at $822,375 for a single-family home, $1,053,000 for two units, $1,272,750 for three units, and $1,581,750 for a four-unit building.
Conversely, the highest permissible loan amounts for conventional loans on a single-family residence are $822,375, for two-unit homes it's $1,053,000, for three-unit properties $1,272,750, and for four-unit buildings, $1,581,750 applies.
Utilize our FHA calculator to uncover today's top FHA rates and ascertain what is required for down payment, income, credit scores, reserves, and the necessary documentation to qualify.
With the Lendersa® calculator, you can juxtapose FHA rates and terms with those from myriad other loan programs. Explore options including Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA offers.
Lendersa® gathers extensive loan program data from numerous lenders, offering rapid analysis matched to your unique financial circumstances and necessities.
The Loan Limits Comparison Table for 2026 in West-Covina, Los Angeles, CA, provides a detailed look at the maximum loan limits for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options. To conduct a thorough comparison of qualification requirements such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $657,900 | $657,900 | $657,900 | $657,900 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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