In 2026, the FHA loan limits set for Spring-Valley-Lake county of San Bernardino, CA are as follows: - For a single-family home, the limit is $477,250. - For properties with two units, the amount is capped at $610,950. - Homes consisting of three units have a limit of $738,500. - For dwellings with four units, the maximum is $917,800.
The upper bounds for conventional loans on a single-family residence are: - $548,250 for one-unit homes. - The ceiling for 2-unit structures is $702,000. - For 3-unit homes, the limit is $848,500. - Properties with four units have a cap of $1,054,500.
Utilize our FHA calculator to discover today’s competitive FHA rates and assess the necessary downpayment, income levels, credit scores, reserves, and documentation required for approval.
Explore and compare loan offers from an extensive array of 100 lenders
The Lendersa® calculator enables you to evaluate FHA rates and terms in comparison with other loan programs. Explore and assess a range of options including Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA offerings.
Lendersa® gathers comprehensive loan program data from thousands of lenders, providing rapid comparison against your individual financial profile and needs.
The Loan Limits Comparison Table for 2026 in Spring-Valley-Lake county of San Bernardino, CA offers a detailed overview of maximum loan amounts across various categories, including FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For examining qualification requirements such as income, reserves, and credit, leverage the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to ensure thorough understanding and preparation.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $477,250 | $610,950 | $738,500 | $917,800 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $381,800 | $381,800 | $381,800 | $381,800 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
Spring-Valley-Lake FHA Lenders |
|
|
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
