In 2026, FHA loan limits for Mountain-View-Acres county, San Bernardino, CA are set at $477,250 for single-family homes, $610,950 for two-unit residences, $738,500 for three-unit properties, and $917,800 for four-unit homes.
For conventional loans, the maximum amounts are $548,250 for a single-family home, $702,000 for two units, $848,500 for three units, and $1,054,500 for four units.
Use our FHA calculator to find today’s best FHA rates and assess the required down payment, income, credit, reserves, and documentation needed to qualify.
The Lendersa® calculator allows you to compare FHA rates and terms against other loan programs. Consider Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® compiles data from thousands of lenders, quickly aligning it with your financial profile to meet your needs.
The Loan Limits Comparison Table for 2026 in Mountain-View-Acres county, San Bernardino, CA helps compare maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess qualification criteria like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $477,250 | $610,950 | $738,500 | $917,800 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $381,800 | $381,800 | $381,800 | $381,800 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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