2025 FHA (Government Loans) Limits for Temecula, Riverside County, California

During 2025, the FHA loan limit in Temecula county, a part of Riverside, CA, is set at $644,000 for single-family residences, $824,450 for homes with two units, $996,550 for those with three units, and $1,238,500 for four-unit buildings.

The conventional loan ceiling for a single-family house is $726,200, while for duplexes, it's $929,850, for triplexes, it reaches $1,123,900, and $1,396,800 for fourplexes.

Leverage our FHA calculator to view the leading FHA rates of today and establish your down payment, income, credit rating, reserves, and documents required to qualify.

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Assess Your Loan Alternatives in Temecula, CA

With the Lendersa® calculator, you can effectively compare FHA rates and terms with those of other loan options. Examine and evaluate Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans in conjunction with FHA.

Lendersa® aggregates data from thousands of lenders and efficiently matches it to your distinctive financial profile and individual needs.

Consult the Loan Limits Comparison Table for 2025 across Temecula in Riverside, CA, to compare FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. For a comprehensive understanding of qualification criteria, including Income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Temecula county of Riverside, CA

SFR 2 Units 3 Units 4 Units
FHA $644,000 $824,450 $996,550 $1,238,500
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $460,000 $460,000 $460,000 $460,000
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Valleywide Lending Solutions
  • 630 North Irwin Street, Hanford, CA, 93230
  • Our mission here at Valleywide Lending is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • All Family Lending
  • 1300 N Irwin St, Hanford, CA, 93230
  • All Family Lending & Real Estate has been providing mortgage loans and real estate sales to the residents of Hanford and the surrounding areas since 2005 and also All Family Lending apart is our ability as Mortgage Brokers to reach across several loan programs and products,effectively tailoring a loan to each and every one of our unique customers.
  • Avalon Home Loans
  • 8520 Alegre Avenue, Atascadero, CA, 93422
  • We understand that buying or selling a home is more than just a transaction: it’s a life-changing experience. That’s why our team of highly-seasoned real estate professionals is dedicated to providing exceptional, personalized service for all of our clients. Emily Armet, owner and broker of Avalon Real Estate & Home Loans.
  • COLONY MORTGAGE, INC.
  • 5365 El Camino Real, Atascadero, CA, 93422
  • At Colony Mortgage we take special pride in our ability to offer the most complete selections of mortgage financing options to our clients, insuring a smooth, worry free transaction. We love what we do, and seek to find what fits each borrowers needs individually. Our loan officers are interested in your needs!
  • CENTRAL COAST LENDING, INC.
  • 601 Morro Bay Boulevard, Morro Bay, CA, 93442
  • Central Coast Lending is a San Luis Obispo county based mortgage brokerage with offices in San Luis Obispo, Morro Bay, Paso Robles and Arroyo Grande. Our mortgage and home loan program offerings include: conventional, jumbo, FHA, USDA, HomePath, energy efficient, mortgage refinance and more.
  • Spinnaker Financial Inc.
  • 120 Dandelion Lane, Templeton, CA, 93465
  • At Spinnaker Financial, finding a mortgage designed just for you is precisely what we do. In fact, it’s all we do. Spinnaker Financial was founded in February 1993 by Tyson Hayward. With over 90 years combined experience between Kay Otis, Mary Swabb, and Tyson Hayward, the Spinnaker Financial team is knowledgeable
  • New Era Services, Inc
  • 1340 Sierra Street, Suite 300, Kingsburg, CA, 93631
  • New Era Services Inc. We are a full-service mortgage company based in Kingsburg, CA. We specialize in FHA loans, VA loans, and USDA loans in Kingsburg. We also serve the surrounding cities in Fresno County. Whether you are buying a home or Refinancing in the zip code of 93631, we can help you realize your dream of homeownership or save you money.
  • Gold Standard Mortgage
  • 937 Sierra Street, Kingsburg, CA, 93631
  • "Gold Standard Mortgage is a family founded business with the vision of delivering THE DREAM of homeownership to local families. We wanted to bring the “old fashion” customer service back to the mortgage industry. Relying on our core values and service to develop relationships to bring a professional and personal experience to Home Buyers"
  • Simple Lending and Realty, INC.
  • 1244 Pine Street, Suite 217, Paso Robles, CA, 93446
  • Simple Lending & Realty Inc founder of the Yesenia Meraz in 2009 along with other colleagues opened the office at 1244 Pine St Suite 217 initially as a retail mortgage company and a year later I obtained my Real Estate License. I worked as an independent mortgage broker until beginning of 2013 when Simple Lending & Realty was started
  • A Straight Line Mortgage Solutions
  • 404 Cool Valley Road, Paso Robles, CA, 93446
  • A Straight Line Mortgage Solutions are the low cost provider of home loans in the SLO county area. If you want to save money on your home purchase or refinance, this is the right place! We offer conventional, FHA, USDA and VA home loans at extremely competitive rates. We are wholesale Mortgage Brokers.This means we have multiple lenders to choose.
  • KD Capital Mortgage Corporation
  • 1305 Vine Street, Paso Robles, CA, 93446
  • KD Capital was founded out of the profound need to do what is best for the client and provide constant communication during the transaction. We love what we do and every transaction is personal for us, not just another transaction. We have real people answering the phones. Our goal is for you to have the best experience possible every time.