In 2026, FHA loan limits in Fallbrook county of San Diego, CA are $977,500 for single-family homes, $1,251,400 for two units, $1,512,650 for three units, and $1,879,850 for four units.
The maximum conventional loan amount on a single-family house is $977,500, with $1,251,400 for two units, $1,512,650 for three units, and $1,879,850 for four units.
Use our FHA calculator to discover today's leading FHA rates and determine the needed downpayment, income, credit, reserves, and documents to qualify.
Lendersa® calculator helps you compare FHA rates and terms with other programs such as Conventional, Jumbo, VA, USDA, Non-Qm, and hard money loans.
Lendersa® gathers extensive loan data from thousands of lenders, aligning it quickly with your financial profile for tailored comparisons.
Check the Loan Limits Comparison Table for 2026 in Fallbrook county, San Diego, CA, showcasing FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money limits. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate requirements for income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $977,500 | $1,251,400 | $1,512,650 | $1,879,850 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $977,500 | $1,251,400 | $1,512,650 | $1,879,850 |
| USDA | $703,800 | $703,800 | $703,800 | $703,800 |
| VA | $977,500 | $1,251,400 | $1,512,650 | $1,879,850 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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