FHA Loan Max Loan amount for Thousand-Palms, Riverside County, CA in 2025

For 2025, the FHA loan limits in Thousand-Palms, part of Riverside county, CA, are defined as follows: $477,250 is allowed for a single-family home, $610,950 for duplexes, $738,500 for triplexes, and $917,800 for four-unit dwellings.

Regarding conventional loans, the highest loan amount for a single-family residence is $548,250. For two-unit homes, it is $702,000, for three units $848,500, and for four-unit properties, the cap is $1,054,500.

Try our FHA calculator to find today's top FHA rates and calculate necessary downpayment, required income, credit score, reserves, and documents to qualify.

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Examine Loan Options in Thousand-Palms, CA

With the Lendersa® calculator, you can evaluate FHA rates and terms alongside those of other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.

Lendersa® gathers extensive loan program data from thousands of lenders, allowing personal comparison against your unique financial profile swiftly.

In 2025, the Loan Limits Comparison Table for Thousand-Palms, in Riverside, CA compares maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options. Examine qualification criteria including income, reserves, and credit with the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Thousand-Palms county of Riverside, CA

SFR 2 Units 3 Units 4 Units
FHA $477,250 $610,950 $738,500 $917,800
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $548,250 $702,000 $848,500 $1,054,500
USDA $381,800 $381,800 $381,800 $381,800
VA $548,250 $702,000 $848,500 $1,054,500
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Jayco Home Loans
  • 490 Alabama Street, Suite 101, Redlands, CA, 92373
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Eddie Mac Mortgage
  • 41908 Vardon Drive, Temecula, CA, 92591
  • "Our mission is to serve our customers with honesty, integrity and professionalism, while providing guidence for financing of their home loans. Our goals are to not only provide the best customer service, but provide a variety of home loan options at the lowest interest rates and costs possible."
  • A R Home Loans Direct, Inc.
  • 39785 Golden Rod Road, Temecula, CA, 92591
  • A R Home Loans Direct, Inc. is a Mortgage Broker company servicing customers throughout California. We work with customers of any and all credit histories, and strive to assist our customers in reaching their financial goals With over 20 years experience in the Real Estate lending business.
  • Military Mortgage Group
  • 38625 Calistoga Dr, Suite 200, Murrieta, CA, 92563
  • At Military Mortgage Group, a professional mortgage company specializing in VA & FHA loans. At Military Mortgage Group, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
  • Javier Marino Patriot Pacific Financial Corp
  • 38625 Calistoga Dr, Suite 200, Murrieta, CA, 92563
  • We are a full-service mortgage company based in Temecula, CA. I specialize in VA Loans in Temecula, Menifee, San Diego, Murrieta, Lake Elsinore and Oceanside. We also serve the surrounding cities in Riverside County. Whether you are buying a home or refinancing in any of these zip codes: 92590, 92584, 92584, 92592,
  • Premiere Capital Mortgage
  • 41690 Ivy Street, Suite B, Murrieta, CA, 92563
  • We are a group of innovative thinkers with a huge list of lenders to get you approved. We get referrals all the time for situations where other brokers or lenders are unable to find financing. Determination and unwillingness to take “No” for an answer is part of what makes us successful.
  • Home Loan Approval Center
  • 39520 Murrieta Hot Springs, Suite 219-32, Murrieta, CA, 92563
  • Our success is built on core values as well as an approach to customer service founded on exceeding expectations.Throughout the process, our team provides regular updates and progress reports so you always know the status of your transaction. We are dedicated to making every relationship one that will last a lifetime!
  • Luxe Lending
  • 39271 Flamingo Bay, Suite A, Murrieta, CA, 92563
  • Luxe Lending, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
  • Silvertrust Funding, Inc
  • 29995 Technology Drive, Suite 307, Murrieta, CA, 92563
  • Our mission is to serve our customers with honesty, integrity, and competence. For almost 20 years we have provided quality home and Refinancing loans to our clients ensuring the lowest interest rates and closing costs possible.Furthermore, we pride ourselves on professionalism, integrity, and ensuring a smooth borrowers experience.
  • Gold Rush Mortgage
  • 34119 Thistlewood Avenue, Murrieta, CA, 92563
  • Gold Rush Mortgage, we help you obtain your goal of financial freedom by working with you on the purchase of investment properties in Murrieta, CA. Making intelligent investments goes a long way toward giving you and your family a secure and financially sound future.Our team has in-depth knowledge of financing and the real estate market.
  • A Plus Home Loans
  • 29970 Technology Dr, Suite 202, Murrieta, CA, 92563
  • A Plus Home Loans was founded to provide its clients with the best service and mortgage products available in what is a vast, ever-changing residential marketplace. The company was founded in 1999 on a firm base of integrity, honesty and ethical treatment of all parties in each transaction.
  • CONDE MORTGAGE CORP
  • 33952 Fennel Pl., Murrieta, CA, 92563
  • Conde Mortgage Corp, offering personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family